Social Impact Investing

 

What is Social Impact Investing?

 
This is a form of investment that both helps a social cause and allows for potential profit. In recent years, the way people invest their money has shifted. The younger generations are wanting real change with their money. They are living at home longer, socializing online more and care for social causes a lot more.
 
Impact investing and social investing have subtle differences. Social without impact means that investors seek to invest for social means, to be a part of something. Impact is the terminology used to make a difference to the social causes. This portrays a more serious approach to where the money in invested.
 
Many banks have conducted surveys since 2014. They found an increase of 75% of investors became interested in sustainable investments.
 

Is Social Impact Investing for me?

 
People invest for many different reasons. When researching if impact investing is right for you, these questions will help.
 
  1. Why am I investing? Social investments often return lower profits, although this is not for all funds. Investing this way is a trade off between profits and helping achieve a better World.
  2. Where is money money best used? Not all investments are equal! Some have greater impact, some have better returns or flexibility.
  3. Should I diversify into Social investments? Social investing has skyrocketed over the last few years, profits are for the early. Diversification has always played it's part but only you can make that decision.
  4. Why is Impact investing even a thing? It may seem strange to want to profit from a good thing. But psychology shows us this is the only way to incentivize more people to place their money in that cause. Many do not care about something until they have invested into such cause. This can be emotional or money invested, it is the same effect in our minds.
 

Where do I start?

 
While finding somewhere to invest in social causes can be difficult. Charity Token is bringing simplicity to the game. Our mobile app allows individuals to invest in Charity. The platform has an ever growing list of nonprofits and charities from around the world.
 
To make Charity a two way street so we could invest. We had to design a two economy. This was only able to happen using a cryptocurrency and token economy. Users will buy tokens in exchange for local currency e.g. dollars and then be able to access the apps features.
 
From here, individuals can be donators or investors by deciding what action to take. They can donate some or all, of their tokens. Or hold the tokens in the digital wallet to take part in the fee distribution.
 
You see, the community rewards the community. As users donate or transact on the network, the smart contract removes a fee of 10%. This is then distributed amongst token holders, Charities and the liquidity pool. All designed to increase the price and scarcity of the token. This incentivizes people to hold the token as investment and passive income.
 
As we see more causes joining the platform, the adoption rate will increase. this rewards the earlier adopters and so on.
 
The Charity app could help in situations like the Ukraine war. DeFi is without borders. Value moving without banks but through mobile phones and data networks. Therefore we can verify and send money in a peer to peer fashion directly to those in need!
 

The future of Social Impact Investing

 
We are working hard to bring this line of investment to the forefront of the next generation. NFTs show promise to provide the flexibility and security needed to pioneer SII. Charity Token is in design phase of a revolutionary new way to fundraise.
 
Our app will allow a greater inclusivity but if you prefer alternative methods we have added them here!

Crypto for Charity

 

What is crypto?

 
"Crypto" is short for cryptocurrency. It is a trustless technology designed to move value fast and cheap. The underlying smart contracts execute transactions based on conditions. The code verifies that both parties agree and the products are available. once this happens, the transaction goes ahead.
 

What problems does crypto solve?

 
In a world becoming untrusting of one and other, the way we transact between each other needs to evolve. Blockchain is the next money evolution to take place. It allows Countries and Individuals to trade goods and services with one another. Without having any trust in the other persons character. This kind of technology will dominate the future of finance.
The second benefit to cryptocurrencies is the flexibility when offering incentive to individuals. Because blockchain apps utilize token economies, they allow for a greater reward incentive. The flexibility offered by blockchain is far greater than that of traditional apps.
 

How can crypto help Charity?

 
Charity is long overdue for a culture shift. In recent years, we have seen a rise in fraud within the nonprofit sector. The public trust looking in at the Charity sector is at an all time low. With the most charitable generations getting older, the sector is seeing less interest. If it intends on being successful in the charitable cause, the sector needs an upgrade.
This is where crypto can help Charity. Cryptocurrency is the most inclusive technology yet. Many younger people flock to crypto as a means to earn extra money, collect NFTs and socialize.
The culture is shifting fast to digital ownership over physical items.
Charity Token is one example. It is the worlds first p2p donating app. Users can buy tokens, earn on those tokens or give them to a charity. Use it like a cash app and gift some p2p style to another person.
Token holders earn a share of the transaction fees. Charities earn a passive income by receiving 2% of transactions.
Never has the nonprofit sector been so inclusive! Charity Token is also a stand alone digital wallet app. Meaning users download this blockchain app from the google and apple play stores.
Charity Token is set to become a gamechanger to Charitable fundraising. Providing a Charity app that rewards users based on the amount of tokens they hold.
This application could serve as a tool for wealth distribution. Providing a transparent and public accessible transaction statement of account. Public trust for the nonprofit sector increases tenfold.
Cash apps are great, but they are not able to reach those unbanked around the world. This is because in low income Countries, many can't access traditional banking services. Reasons such as fees, KYC and infrastructure are unable to include this demographic. Over 2 billion people are without access to banking in the world. This could be zero and here is why.
 
  • Decentralized finance or DeFi allows money to move without banks and borders.
  • By using a digital token as the native currency to the platform, we allow for a universal medium of exchange.
  • The transaction happens in seconds, the value is then sold into the local currency.
  • When governments issue CBDCs, DeFi and other blockchain products will integrate.
  • To move value on a blockchain, one only needs a wallet address. As opposed to account names, currency type, bank verification and more complicated tabs.

Charity Token and the future of apps

 
Donating apps will have some ways to go if they intend on keeping up with Charity Token. The unique feature that "everyone receives donations" is a reward that many could use. It rewards real value to people all around the world that have a mobile phone. It requires no banking service. Charities on the platform receive a passive income via the 2% fee that's given to them each time. Never has a donating app guaranteed donations to a nonprofit organization.
 
Trust is the only issue. After the repetitive scams across the crypto market, many are in distrust. This is understandable and with cause. We will start to see regulations tame crypto, this will improve the reputation. Charity token is at the forefront of blockchain app quality and trust. We have designed an app that has protections in place against such vulnerabilities. Built as a DeFi currency of the Charity sector.
 
We look forward to building our Community of generous and caring people that want to see change.
 

Fundraising for Non Profits made easy again!

First we need to upgrade Charitable fundraising

Charity is what makes this beautiful world special. Without love for another, we would we at war constantly. Charity comes in all shapes and sizes but the one we are 
focused on today is financial donations. After all, there isn't much you can buy without it! The old days had flexibility when it came to donating. You could donate 
a gold coin or a penny. This was flexible giving, and it's no longer available. Charity Token will revolutionize fundraising! 

Today, the only way to donate is online or through a monthly direct debit from your bank account. Charity Token is bringing back this old school flexibility
which allows you to give as much or as little to a charity or many charities on a single platform. While there are plenty of Charity platforms our one is quite a bit 
different, let me explain.

In every other Charitable fundraising platform, you would simply give money via a transaction. Money Gone and experience over!. Charity Token changes this and
brings a bunch of innovation to Charity. By introducing a "token economy" we can create a diverse and flexible platform to allow users to not only donate, but 
deposit there funds to earn tokens by locking their funds in our network. In the same way a term deposit works, you will lock money away in return for a higher roi on
your funds. In this case between 7-42% PA. We can offer this rate because it is paid in tokens, the deciding factor on profit or loss is the price of each token.
This is decided on by supply and demand principles. 

The fiat money value the tokens represent go to a community pool. As more tokens are purchased, the price increases and as more people sell, the price of each token 
goes down giving users and charities opportunity to profit depending at what price they purchased the tokens at. 

Our platform is built for low income investors and those who enjoy regular donating. Transaction rules are enforced by the computer code known as a smart contract. Smart contracts control the movement of money
on our network. Meaning, Charity Token the company has ZERO control or access to ANY user funds. Over 2000 hours of planning and development has gone into this Charity
platform to ensure an easy and enjoyable user experience.